by Robyn Barrett | Jul 19, 2018 | Cash Flow, Finance, Loans, Uncategorized
Loan rejections are not as uncommon as people would like to believe. However, loan rejections can be discouraging and frustrating for new and small business owners and can prevent them from growing or remaining competitive. Fortunately, a bank loan is not the only...
by Robyn Barrett | Jul 5, 2018 | Accounts Receivable, Cash Flow, Loans, Uncategorized
Collateral based loans are nothing new. Banks and other lenders have been demanding collateral as a form of security against the capital borrowed by businesses since time immemorial. For new and small businesses, collateral based loans present a much bigger risk....
by Robyn Barrett | Jun 14, 2018 | Finance, Funding, Loans
Whether it occurs in small steps or by leaps and bounds, business growth is necessary for entrepreneurs to compete in today’s marketplace. Growth focused businesses are always looking for solutions that can help them reach the next big milestone, but taking on debt...
by Robyn Barrett | Jun 7, 2018 | Alternate Finance, Cash Flow, Finance, Funding, Loans, Small Business
The Fed announced at the start of 2018 that interest rates may see at least three increases over the course of the year. With rising business loan interest rates, entrepreneurs are looking elsewhere to find capital to launch, maintain, and grow their businesses. Why...
by Robyn Barrett | Sep 2, 2016 | Funding, Loans, Online Lender, Small Business, Traditional Lender
In recent online focus groups, Federal Reserve researchers presented 44 small-business owners with basic information about a loan and asked them to estimate the interest rate. The business owners’ responses were telling. The Fed study discovers small-business...
by Robyn Barrett | Jan 22, 2015 | Access to Capital, Asset Based Lending, Banking, Credit, Finance, Funding, Line of Credit, Loans
Personal guarantees for business loans are pretty standard regardless of where the credit cycle happens to be. Banks and lenders may contract or loosen credit policies but personal guarantees are usually not negotiable. Still many business owners are more than a...
